Loan Programs

refinance a home kingston pa

Getz Mortgage, Inc. can help you secure a mortgage through a variety of loan programs including Fannie Mae, Freddie Mac, Federal Housing Administration (FHA), Department of Veterans Affairs (VA), USDA/Rural Housing, New Construction & Rehab Mortgages and Niche Loan Programs for your unique situation.

Looking to see if you can buy your first home? Looking to see if you can build the house of your dreams? Does it make sense to refinance your existing mortgage? Are you ready for a different mortgage experience?

Call Jesse and Getz Mortgage today for a free appointment
to discuss your situation!

These conventional mortgages have long-term fixed rates between 10 and 30 years. With down payments as low as 3% and flexible private mortgage insurance options, these programs are a great option for every future homebuyer and people looking to refinance their existing mortgage.

FHA loans are government-insured, fixed rate loans that have the most flexible approval criteria for unique financial situations. Because perfect credit is not required, this thirty-year fixed rate loan is a great option for almost every homebuyer to explore.  This program offers low  down payments as low as 3.5% and the ability of the seller to pay most of the closing costs.  FHA is a great option for people with all type of credit and income situations who don’t have a lot of money available for closing.

VA Loans are available to eligible active duty military personal, reservists and honorably discharged veterans. Featuring 0% down and the ability of the seller to pay most of the closing costs, eligible borrowers have the ability to buy a home with little or no down payment.  If you served our country, call Getz Mortgage today to see if you eligible for this great loan program!

These loans are done in conjunction with the U.S. Department of Agriculture and their USDA Rural Development Guaranteed Housing Loan Program. If you meet the income criteria of the program and are buying a home in an eligible area, you can obtain 100% financing and the seller can pay most of your closing costs. These thirty-year fixed rate loans, with low monthly private mortgage insurance premiums, are a great option for all potential homebuyers in Northeastern and Central Pennsylvania to consider as they look to buy a new house!

Looking to build your dream home? Found a great home with some great potential but need money for improvements – maybe a new roof, kitchen or an addition?  Getz Mortgage offers several loan options that can help make your dreams a reality!

Do you have a unique financial situation that requires a different lending perspective? Has your bank said “No!”? Getz Mortgage has several unique lending solutions that can assist borrowers with unique credit, income and asset challenges.